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Option 1: Urdu is one of the principal languages of Jammu and Kashmir. Urdu is widely spoken and understood in the region, especially in urban areas.
Option 2: Gujari is one of the principal languages of Jammu and Kashmir. It is primarily spoken by the Gujjar community, which is one of the largest ethnic groups in the state.
Option 3: Koshur, also known as Kashmiri, is one of the principal languages of Jammu and Kashmir. It is the native language of the Kashmiri people and is spoken by a significant portion of the population.
Option 4: Monpa is not among the principal languages of Jammu and Kashmir. Monpa is actually spoken in the Tawang region of Arunachal Pradesh, which is a neighboring state of Jammu and Kashmir. It is a Tibeto-Burman language and is primarily spoken by the Monpa ethnic group.
Therefore, the correct answer is Option 4.